Anup Kumar Saha is an Indian professional in the banking and financial services sector with over three decades of experience in the industry. Prior to joining Kotak Mahindra Bank, he held senior positions at ICICI Bank and Bajaj Finance. He made headlines in October 2026 when the Reserve Bank of India approved his appointment as the bank’s Managing Director and CEO for a three-year term commencing on January 1, 2027.
Anup Kumar Saha Bio/Wiki
Anup Kumar Saha was born in India. He has built a career in the banking, consumer finance, and financial services sectors, possessing over 32 years of professional experience—approximately 25 of which have been in the financial services industry.
Anup earned a B.Tech in Engineering from IIT Kharagpur and subsequently obtained an MBA from IIM Lucknow. He began his professional career in production engineering at Bharat Heavy Electricals Limited (BHEL) and later worked with GE Capital in areas such as credit cards, sales, and analytics.
He then spent nearly 14 years with ICICI Bank, where he managed various retail banking and financial services businesses. Later, he joined Bajaj Finance, where he held senior leadership roles and eventually became its Managing Director and CEO. In January 2026, he joined Kotak Mahindra Bank as a Whole-time Director.
Anup Kumar Saha Personal Information
| Full Name | Anup Kumar Saha |
| Famous for | Kotak Mahindra Bank MD & CEO-designate |
| Profession | Banker & Financial Services Professional |
| Date of Birth | Not Known |
| Age | 57 Years (as of 2026) |
| Birthplace | Not Known |
| College | IIT Kharagpur & IIM Lucknow |
| Qualification | B.Tech in Engineering & MBA |
| Height (approx.) | Not Known |
| Eye Color | Black |
| Hair color | Black |
| Nationality | Indian |
| Religion | Not Known |
| Zodiac Sign | Not Known |
| Hobbies | Not Known |
| Net Worth | Not Known |
Also Read: Pranjal Kamra, Sharan Hegde, Siddharth Chopra
Anup Kumar Saha Debut
| First Known Organisation | Bharat Heavy Electricals Limited (BHEL) |
| Early Role | Production Engineering |
| Banking Career | ICICI Bank |
| Financial Services Entry | GE Capital |
| Senior Leadership | Bajaj Finance |
| Kotak Mahindra Bank | January 2026 |
| MD & CEO Appointment | October 2026 |
| MD & CEO Term Begins | January 1, 2027 |
Anup Kumar Saha Family & Relationship
| Marital Status | Not Known |
| Affairs/Girlfriend | Not Known |
| Father | Name Not Known |
| Mother | Name Not Known |
| Siblings | Not Known |
Anup Kumar Saha Career
Anup Kumar Saha has worked in the banking and financial services sector for over three decades. His early career included a role in production engineering at Bharat Heavy Electricals Limited, followed by a stint at GE Capital, where he gained experience in credit cards, sales, and analytics.
He subsequently joined ICICI Bank, spending nearly 14 years in various senior roles. His responsibilities encompassed retail secured assets, business intelligence, retail and rural collections, credit cards, and retail structured finance. His experience at ICICI helped him build a strong foundation in consumer and retail banking.
After ICICI Bank, Saha joined Bajaj Finance, where he held several senior positions, eventually becoming the company’s Managing Director and CEO. During his tenure at Bajaj Finance, he focused on consumer finance, digital initiatives, and business expansion. His work involved helping to grow the company’s customer base and diversify its product portfolio.
In January 2026, Anup Kumar Saha joined Kotak Mahindra Bank as a Whole-time Director, assuming responsibility for areas such as consumer banking, marketing, and data analytics.
On October 1, 2026, Kotak Mahindra Bank announced that the Reserve Bank of India had approved Saha’s appointment as the bank’s Managing Director and CEO for a three-year term commencing January 1, 2027. He will succeed Ashok Vaswani, whose current term ends on December 31, 2026.
Anup Kumar Saha Awards & Achievements
- He was appointed as the next Managing Director and CEO of Kotak Mahindra Bank, effective January 1, 2027, for a three-year term.
- In 2026, he joined the board-level leadership team of Kotak Mahindra Bank as a Whole-time Director.
- During his career, he served as the Managing Director and CEO of Bajaj Finance.
- He spent nearly 14 years at ICICI Bank, holding various senior positions in retail banking and financial services.
- He possesses over 32 years of professional experience, with approximately 25 years in the financial services sector.
Anup Kumar Saha Interesting Facts
- Anup Kumar Saha has over three decades of professional experience.
- He began his career in production engineering at BHEL.
- Later, he entered the financial services industry through GE Capital.
- He spent approximately 14 years at ICICI Bank.
- Subsequently, he became the Managing Director and CEO of Bajaj Finance.
- His professional experience spans retail banking, consumer finance, data analytics, and digital transformation.
- He joined Kotak Mahindra Bank in January 2026.
- He is currently serving as a Whole-time Director at Kotak Mahindra Bank.
- In October 2026, the RBI approved his appointment as the bank’s MD and CEO.
- His new three-year term will commence on January 1, 2027.
- He will succeed Ashok Vaswani as the head of Kotak Mahindra Bank.
- He holds a B.Tech degree from IIT Kharagpur and an MBA from IIM Lucknow.
